Pricing
Simple, honest pricing
Start free, upgrade when you need more. No hidden fees, no surprises.
Free
Everything you need to start tracking loans and sending reminders — no card required.
- Loan tracking & repayment recording
- Borrower tracking links
- CSV history export
- Up to 4 email reminders / day
- 0 SMS reminders
Pro
For lenders who send more reminders and want richer controls and analytics.
- Everything in Free
- Up to 50 email reminders / day
- 10 SMS reminders / day
- Custom reminder scheduling
- Advanced analytics & reports
- Additional export formats
- Priority support
Enterprise
For SACCOs, chamas, and organisations that need custom volumes, branding, and integrations.
- Everything in Pro
- Unlimited email reminders
- Custom SMS volume
- Multi-user & team access
- API access & webhook integrations
- Custom branding & white-labelling
- Dedicated account manager
Compare
Reminders & limits
| Feature | Free | Pro | Enterprise |
|---|---|---|---|
| Email reminders / day | Up to 4 | Up to 50 | Unlimited |
| SMS reminders / day | 0 | 10 | Custom |
| Sender email | reminders@nirudishie.com | reminders@nirudishie.com | Configurable |
| SMS sender ID | Shared | Shared | Custom (+$100/mo) |
| Custom reminder schedule | |||
| API & webhook access |
Enterprise
Customisation add-ons
Enterprise plans can be extended with branded communication channels. Each add-on is billed monthly and can be removed at any time.
Branded Sender Email
Emails go out from a personalised address like lender@nirudishie.com — your name, our infrastructure.
Custom SMTP
Route all reminder emails through your own mail server. Full control over deliverability and headers.
Custom SMS Sender ID
Your business name appears as the SMS sender instead of a shared short code — builds trust with borrowers.
All add-on pricing is in USD. Contact us to discuss KES billing for Kenyan enterprises.
FAQ
Common questions
Can I cancel anytime?
Paid subscriptions are not live yet. When they are, you will be able to cancel at any time with no penalty.
Is there a free trial for Pro?
Pro is not live yet. We will announce trial details before launch — sign up free now to be first to know.
What payment methods will you accept?
M-Pesa and card payments are planned. Methods will be confirmed when billing goes live.
Do enterprise add-ons require an annual commitment?
No. Add-ons are billed monthly and can be removed at the start of the next billing cycle.
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